Risk Management - Affordable Housing Credit Risk - Senior Associate

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an affordable housing credit officer on the Community Development Real Estate team, you will play an integral role in the bank's Community Reinvestment Act (CRA) mission by financing the construction of affordable housing.

You will be responsible for taking a leadership role in evaluating transactions, preparing credit packages, closing transactions, and monitoring projects through repayment.

Job Responsibilities


* Develop best practices through accountability and leadership


* Prepare and review credit packages, including development budgets and project economics


* Prepare and present credit packages, identifying a transaction's credit risk


* Provide accurate analysis, and present findings and recommendations to senior management


* Review third-party reports and loan documents


* Collaborate and communicate with external and internal stakeholders


* Manage projects and closing timelines


* Attend site visits and industry events


* Manage a portfolio of loans, reporting on projects under construction, collaborating on annual reviews, and preparing modifications

Required qualifications, capabilities, and skills


* 3+ years of experience in community development real estate


* Experience in affordable housing finance, including Low Income Housing Tax Credits and subsidy financing


* Excellent teamwork and customer service, consistently delivering on commitments to colleagues and clients


* Leadership and analytical skills, with experience synthesizing information, developing recommendations, making decisions, and problem solving


* Project management skills, demonstrating organization, timeliness, execution, and collaboration


* Attention to detail


* Proficient in Microsoft Office


* Master's or bachelor's degree

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.

Those in eligible roles may receive commission-based pay and/or discreti...