Risk Management - Lead Credit Officer - Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve realworld challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-inclass.

As a Credit Officer in Portfolio Management, you will have the opportunity to apply your proficiency in commercial real estate finance concepts/principles to various property types.

You will be responsible for completing annual reviews on properties and borrowers, deriving appropriate risk ratings, and evaluating expected future performance.

This role provides a unique opportunity to contribute to our team's success and growth.

Job Responsibilities


* Complete annual reviews on properties and borrowers to derive appropriate risk ratings.


* Review annual property operating statements, rent rolls, and local market conditions to identify potential risk of default.


* Document and support concluded risk ratings.


* Perform field property inspections to assess overall property condition and any associated risk issues.


* Interact with Borrowers, Client Managers, Executive Credit Officers and other parties to obtain applicable data to perform a complete analysis.


* Excel in teamwork, which may include training of incoming Credit Officers.

Required qualifications, capabilities, and skills



* Bachelors Degree or equivalent experience.


* Previous experience with credit analysis and review of commercial real estate loans.


* Previous experience in portfolio management, loan risk grading/ risk assessment.


* Strong organizational and time management skills - ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.


* Excellent written and verbal communication skills.


* Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act.

As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.

Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

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