Agency and Off-Balance Sheet Lending -Commercial Real Estate- Analyst

Start your career working alongside nationally-recognized real estate professionals, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.

The Commercial Real Estate (CRE) group at J.P.

Morgan prides itself on leveraging its industry knowledge to offer best in class financial solutions across all major real estate asset types: multifamily, retail, office and industrial properties.

We work with national and regional clients across the entire real estate sector, including developers, investors, owners, operating companies, investment funds, real estate investment trusts, and non-profit organizations.

Agency and Off-Balance Sheet Lending (OBS) is an Agency lending platform, providing term lending solutions to Multifamily borrowers through Government Sponsored Enterprises.

OBS provides CRE lending products which effectively match investor capital with borrower needs.

The OBS product line is designed to meet CRE borrower needs and meet firm-wide objectives (affordable housing, balance sheet liquidity, etc.).

As an Analyst in the Agency program you will receive a valuable experience in Commercial Real Estate as well as knowledge of Commercial Banking as a whole.

The program provides you with the ability to develop a strong foundation of analytical skills needed for a successful career in Commercial Real Estate.

You'll work with real estate professionals on a team, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs, with our Agency Lending Team to provide support to our clients and gain exposure to Agency Lending professionals.

Upon successful completion of the Agency Analyst Program you may be promoted to Associate.

Job Responsibilities


* Perform financial modeling & risk grading to support transactions


* Analyze collateral & market analysis


* Prepare marketing materials for use in client meetings (covering topics such as financing alternatives and industry / market trends & analysis)


* Conduct Sponsorship & guarantor analysis


* Assist in the completion of credit approval memos


* Summarize key deal metrics and facts for deal narratives


* Support Screening teams with ad-hoc requests, loan sizing, and market research


* Communicate internally and externally with bankers, credit teams, and clients


* Develop an understanding of Multifamily Agency lending and Government-Sponsored Agencies


* Maintain loan file, applicable checklists, and any documents required.


* Review and analyze items received to ensure file is accurately documented.


* Manage all aspects of the underwriting and closing of transactions by working closely with Insurance, KYC and Legal to ensure all required information is completed.


* Understanding and completing required credit checks applicable to the Firm, Fannie Mae or Freddie Mac.


* Coordinate with the borrowers, underwriters, leg...