Risk Management - Auto/Home Lending Credit Risk Portfolio Assurance - Vice President

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Portfolio Assurance Vice President in Risk Management and Compliance, you will leverage experience in credit strategy and operations to challenge and make recommendations to credit risk management.

Additionally, you will develop and implement Key Risk Indicators and concentration limits to assist in portfolio performance monitoring.

The role requires a deep understanding of credit risk to identify relevant considerations, data analysis to derive insights, and good judgment to recommend solutions to problems that emerge.

You will play a pivotal role in promoting end-to-end optimized solutions that mitigate risk while balancing revenue, expense, and customer impacts.

Job Responsibilities:


* Review and analyze portfolio related data (e.g., Key Risk Indicators) to support comprehensive evaluation of portfolio performance


* Prepare executive presentations and compelling narratives for Risk Leadership at various forums, committees, business reviews and management meetings to drive Risks agenda and deliverables.


* Deliver insightful recommendations in a persuasive and thoughtful manner


* Stay abreast of new or updated regulatory requirements, risk management policies/standards/procedures, and technology solutions to understand changes to processes and verify compliance with evolving control requirements.

Required qualifications, capabilities, and skills:


* Bachelor's degree or equivalent experience required


* An understanding of the account lifecycle (e.g.

underwriting, portfolio management, collections) which will aid in identifying relevant risk considerations


* Detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle


* Experience in credit risk management at financial service company, preferably with knowledge of consumer credit card lending or risk capabilities


* Solid functional knowledge, including but not limited to credit risk strategy, business development, product development, project management, etc.


* Understand cross functional dependencies between First Line of defense, product owners, and Credit Strategy to support and provide effective challenge in accordance with risk appetite


* Ability to articulate the impact of risks and issues on the business function


* Excellent written and verbal communication skills with an ability to influence business leaders in a meani...