Wholesale Credit Risk Management - Associate - Financial Institutions Team

Bring your expertise to JPMorgan Chase.

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate on the Wholesale Credit Risk Financial Institutions Team, you will join a highly talented group of credit officers who specialize in lending activities and other counterparty related credit exposures to a client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.

You will be expected to handle a portfolio of clients within the financial institution sector, responding to their credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.

Job responsibilities


* Manage exposure to client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.


* Lead due diligence, structuring, approval, risk grading, and the on-going monitoring and management of a diverse portfolio of risk including derivatives and securities trading relationships, intraday liquidity facilities, and other credit exposures.


* Respond to client or prospect credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.


* Manage the daily risk demands of a portfolio of clients, evaluating and executing on a variety of transactions for Financial Intuitions.


* Work directly on transactions including analysis of client and preparation of credit materials, discussions with bankers, negotiating of legal documentation, setup of credit facilities, coordinating with middle office teams and ongoing monitoring of clients post transaction approval.


* Build strong relationships and maintain open communication channels with colleagues across the firm, including bankers, operations, legal, middle office, finance, etc.


* Track the clients on an ongoing basis and update key stakeholders on key developments with regards to clients or industry and potential impact on credit rating.


* Keep abreast of changing legislation, and economic trends that impact the financial institution sector.


* Provide input into key projects across the department and contribute to process and efficiency improvement initiatives of the credit organization.

Required qualifications, capabilities and skills


* Bachelor's degree


* 3+ years of relevant work experience (financial analysis, credit risk, economic research, etc.) coupled with an interest in Financial Institutions


* Strong understanding of financial r...