Risk Management - Middle Market Banking & Specialized Industries Underwriting - Associate

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.

You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate in a newly formed team within Middle Market Banking Specialized Industries Credit Risk, you will partner with a cross functional team delivering credit solutions that support a range of needs with heavy emphasis on treasury solutions and primary exposure less than $10MM.

Critical to this role is the ability to develop a broad and deep understanding of the business, financial industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, and structure credit facilities.

This risk management position supports Middle Market Banking Specialized Industries general C&I industry clients with revenues generally between $20 million and $500 million.

Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US.

These innovation economy industry verticals are high profile expansion markets that offer underwriters an opportunity to work on a high volume of transactions, in a fast paced and rapidly growing segment of the Commercial Bank.

Job Responsibilities:


* Utilize excellent credit analysis skills to underwrite and structure new transactions and work independently on the assigned credit portfolio.

Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.


* Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.


* Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.


* Partner effectively to develop fulsome client relationships


* Provide leadership in the market by being a positive contributor to the team, including embracing change and participating in various projects or improvement exercises for the benefit of the organization.


* Demonstrate strong communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities


* BA/BS/BBA degree is required with some accounting and finance


* Completion of a major corporate or commercial bank credit training program (o...