-
If you are customer-focused, enjoy building relationships, and collaborating with a wide spectrum of partners to provide strategic financial advice to businesses, a role as a Commercial Banker might be perfect for you.
As a Commercial Banker in Emerging Middle Market Banking, your role is to be the focal point of client acquisition and ongoing relationships.
You will work both independently and collaboratively to introduce our comprehensive solutions to clients.
Your role involves growing and retaining profitable relationships within the Emerging Middle Market target space.
Emerging Middle Market bankers generally focus on companies with annual revenues ranging from $20 million to $100 million.
Job responsibilities
* Champion a culture of innovation and a customer centric mindset
* Stay up to date with industry trends to identify opportunities for innovation or strategic partnerships
* Find ways to further efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies
Required qualifications, capabilities and skills
* Five plus years lending or credit support related experience with a focus on business relationships
* Understanding of Commercial Banking products and services
* Methodical approach to market activities and prospecting, demonstrate proven client relationship skills, and can engage with CEOs and CFOs
* Ability to collaborate with internal partners and resources
* Demonstrated experience of meeting or exceeding sales goals
* Excellent organizational skills and the ability to manage, prioritize, work under pressure and meet tight deadlines
* Strong interpersonal and influencing skills, with the ability to establish credibility and strong partnership with senior business and control partners
* Deep local connections and market knowledge
Preferred qualifications, capabilities and skills
* Bachelor's degree and formal credit training preferred
* Sales management, business development skills, proficiency in building and maintaining positive client relationships
* Strong creative solution, problem solving abilities, flexible to changing business priorities and ability to multitask
* Excellent business judgment, strategic thinking, self-directed, proactive and creative
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Morgan and Chase brands.
Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
Those in eligible roles may rece...
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:07
-
Are you excited to be at the forefront of shaping the bank's strategic client relationships by working on complex proposals and delivering tailored solutions that drive business growth? You have found the right team!
As a Proposal Associate in the Commercial Banking Sales organization within the Commercial and Investment Bank, you will play a critical role in managing and writing responses to Requests for Proposals (RFPs) for treasury services, commercial card, and healthcare payment services.
You will collaborate with sales and product teams to create client-focused, concise, compelling, and compliant proposals that strategically position J.P.
Morgan.
The Proposal Team actively manages the process and writes proposals in response to RFPs for treasury services and commercial card products.
This role begins working with the bank's proposal team members and other subject matter experts to write proposals in response to client/prospect RFPs.
The Associate must independently manage projects from start to finish, ensuring that responses are complete, compliant and well positioned.
After successfully writing proposals this role has the opportunity to transition into actively managing proposals which includes working in a team environment, managing, writing, editing and proofreading responses to multi-product RFPs.
Job Responsibilities
* Incorporate and revise pre-approved written responses as well as newly crafted responses into proposals
* Write custom, client-specific sections of the proposals Incorporate winning themes and features/benefits into the solution
* Ensure proper and consistent messaging by proofing, editing, and rewriting all sections of the document as required
* Identify any additional narrative needs and consult with subject matter experts to clarify details and develop custom responses
* Incorporate graphical elements materials and help identify any additional graphic needs and work with graphic artists to develop and finalize
* Translate and map technical information into language understood by all levels of clients
* Understand the client's RFP request and provide consultative advice to deal team
* Research topics, gather and analyze information and background materials
* Submit newly crafted sections to content management team to create new, re-usable proposal content
Required qualifications, capabilities, and skills
* A 3+ years of sales, implementation or support of treasury management, commercial card or healthcare payment services
* A 2+ years technical, business or proposal writing experience in banking or Treasury Sales products.
* Excellent business writing and grammar skills are essential
* Intermediate to advanced Microsoft Word and Adobe Professional proficiency required
* Proven ability as a self-starter, detail oriented, well organized and able to multi-task effectively
* High level of independence, energy and integrity; demonstrates res...
....Read more...
Type: Permanent Location: Chicago, US-IL
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:07
-
Join our Global Property Administration team as a part-time Document Admin and play a key role in managing critical documents, supporting business partners, and delivering outstanding client service in a dynamic, detail-oriented environment.
As a Document Admin within the Global Property Administration team, you will be responsible for managing and filing documents, conducting research and providing requested information, scanning and imaging, uploading legal and other documents, and delivering superior customer service to our clients.
*
*This role is part-time (2 days/week).
*
*
Job Responsibilities
* Managing and maintain file room
* Research document review as requested by business partners
* Scan and upload original documents
* Maintain Lien Tracker
* Maintain Letter of Credit Tracker
* Manage files/document filing, File/document retrieval requests in file vault Adhere to Global Information Management record retention policies and departmental, including legal retention requirements.
* Manage a log of cancelled/terminated/expired files and transfer to off site storage facility for archiving pursuant to legal requirements and global information management record retention guidelines.
* Notarize legal documents
Required Qualifications, Skills and Capabilities:
* Associate degree in Business Administration, Accounting, Real Estate, Finance, Economics or equivalent.
* Basic skills with Microsoft Excel, Word experience
* Excellent listening, verbal, written, and interpersonal communication skills
* Strong attention to detail and accuracy and excellent analytical and problem solving skills required
Preferred Qualifications, Skills and Capabilities:
* Notary License
* Knowledge of SAP or equivalent experience preferred
* Proven ability to work independently and be a self starter
* Efficient, proactive, responsive, team player with a proven track record of establishing and maintaining strong client and internal partner relationships
* Excellent listening, verbal, written, and interpersonal communication skills required
* Ability to communicate in writing policies, procedures, memoranda and training materials
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Morgan and Chase brands.
Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in reco...
....Read more...
Type: Permanent Location: Columbus, US-OH
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:06
-
Join JPMorgan's Asset & Wealth Management Risk Analytics Group and help shape the future of risk management through data science and AI.
As a Vice President Data Scientist, you'll collaborate with top quantitative and market risk professionals to deliver transformative analytics solutions.
Your expertise will directly impact our risk methodologies and the Newton platform, enhancing decision-making and operational efficiency.
Be part of a team that values innovation, technical excellence, and continuous learning.
Make a difference in a dynamic environment where your work drives real business outcomes.
As a Data Scientist - Vice President in the AWM Risk Analytics Group, you will partner with senior team members to identify, design, and implement data-driven risk analytics solutions.
You'll leverage your quantitative and technical skills to develop, fine-tune, and deploy advanced machine learning models, supporting the evolution of our risk management systems and methodologies.
This is a unique opportunity to work at the intersection of financial markets, AI, and big data, driving innovation and efficiency across our Asset & Wealth Management business.
Job Responsibilities
* Identify and evaluate use cases for data science to enhance risk analytics and create business value.
* Lead the development and continuous improvement of AI/ML and statistical techniques for data validation and analytics.
* Design, pre-train, and fine-tune production-grade language models for hierarchical classification, summarization, and QA.
* Collaborate with stakeholders to deliver scalable, flexible solutions using approved AI and LLM technologies.
* Perform prompt engineering, quantization, and evaluation to optimize large language model robustness and performance.
* Analyze and onboard new, large data sets, ensuring alignment with best practice data models and architecture.
* Partner with Technology teams to optimize model performance and deployment using customized training frameworks.
* Design and implement sophisticated model serving systems leveraging distributed systems and AWS cloud.
* Contribute to the research and enhancement of risk methodologies, including sensitivity, stress, VaR, factor modeling, and Lending Value pricing.
* Support the full product development lifecycle, from defining objectives to delivering key data-driven solutions.
* Communicate complex technical concepts clearly to both technical and non-technical stakeholders.
Required Qualifications, Capabilities, and Skills
* Minimum 4 years' experience as a Data Scientist or in an applied AI/quantitative role, developing and deploying NLP and predictive models.
* Strong foundation in statistics, applied AI/ML techniques, and advanced problem-solving.
* Hands-on experience with distributed computing, NLP (entity recognition, text classification, summarization, QA), and LLM optimization.
* Proficiency in Python, SQL, R, ...
....Read more...
Type: Permanent Location: New York, US-NY
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:05
-
If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you.
Join our team and help us develop game-changing, high-quality solutions.
As a Lead Architect at JPMorgan Chase within the Consumer and Community Banking, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications and platforms products.
You drive significant business impact and help shape the target state architecture through your capabilities in multiple architecture domains.
Job responsibilities
* Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
* Defines the technical target state of their product and drives achievement of the strategy
* Participates in architecture governance bodies
* Evaluates recommendations and provides feedback on new technologies
* Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
* Develops secure and high-quality production code, and reviews and debugs code written by others
* Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
* Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
Required qualifications, capabilities, and skills
* Formal training or certification on Java concepts and 5+ years applied experience
* Hands-on practical experience delivering system design, application development, testing, and operational stability
* Advanced in one or more programming language(s)
* Proficiency in automation and continuous delivery methods
* Proficient in all aspects of the Software Development Life Cycle
* Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
* Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
* In-depth knowledge of the financial services industry and their IT systems
* Practical cloud native experience
* Advanced knowledge of one or more software, applications, and architecture disciplines
* Ability to evaluate current and emerging technologies to recommend the best solutions for the future state architecture
Preferred qualifications, capabilities, and skills
* BS/BA degree or equivalent experience
* Experience in modeling languages like UML or C4 model
* AWS Certification preferred
Ch...
....Read more...
Type: Permanent Location: Wilmington, US-DE
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:05
-
At J.P.
Morgan Chase, we have an enthusiasm for helping our clients, taking care of our employees, building relationships, and delivering extraordinary customer service while maintaining a strong commitment to diversity and inclusion.
Using a broad investment product and thought leadership platform along with cutting edge digital technology, you will be front and center representing our brand and interacting with our clients to offer the best investment solutions to meet their financial needs.
As a Private Client Advisor in Chase Wealth Management, you will offer comprehensive financial planning and advice to individuals and families.
Your expertise will support a wide range of clients, from those just starting to save to those with significant wealth.
You provide an exceptional investor experience by offering advised solutions and Chase partner referrals that deepen client relationships.
Job responsibilities
* Champion and support your teammates' success and the goals of the bank, while fostering a culture of diversity
* Build a book of business and deliver personalized investment solutions to your clients by relying on leadership and relationship-building skills.
This will be done with a consistent focus on relationship management, not portfolio management
* Demonstrate a deep understanding of financial markets and sound business judgement
* Exhibit unwavering integrity that points toward doing right by clients at every opportunity
* Demonstrate a passion for educating clients on the technology and channels available to them to better monitor, maintain, and handle their investments
* Provide a holistic view of clients' needs and financial coaching beyond investments
* Embrace digital innovations to help clients become more digitally confident and bank when, where, and how they want
Required qualifications, capabilities, and skills
* At least 2 years in a Financial Advisor role or equivalent financial services experience
* Demonstrated success in client acquisition, cultivating and maintaining client relationships, and integrating with key partners
* Demonstrated ability and commitment to goals-based planning and advice
* A valid and active Series 7
* A valid and active Series 66 (63/65) license is required or must be obtained within 60 days of starting in the role as a condition of employment
* A valid and active Life, Health and Long Term Care Insurance license is required or must be obtained within 60 days of starting in the role as a condition of employment
Preferred qualifications, capabilities, and skills
* Certified Financial Planning (CFP®) certification is preferred
* Bachelor's degree preferred
INVESTMENT AND INSURANCE PRODUCTS ARE:
• NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A.
OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUD...
....Read more...
Type: Permanent Location: North Las Vegas, US-NV
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:04
-
Bring your expertise to JPMorgan Chase.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.
You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Risk Management - Wealth Management Investment Risk Associate within the Wealth Management team, you will oversee the risk management of Managed Strategies across the Private Bank and Consumer Bank sectors.
Your role involves handling JPMorgan's proprietary products, third-party registered funds, exchange traded notes (ETNs), exchange traded funds (ETFs), and separately managed accounts.
You will manage investments from product onboarding through ongoing governance and oversight, ensuring proactive risk management for over $1 trillion in assets under management (AUM).
Your responsibilities include conducting risk reviews and in-depth assessments of investment activities, metrics, and control activities for JP Morgan Wealth Management.
Collaborating closely with other Risk Management colleagues, the Business, and key control functions such as Legal, Compliance, Audit, and Control Management, you will provide valuable assessments and feedback on Managed Strategies, with a particular focus on equity.
Job responsibilities
* Identify risk issues in the business and assess risk in investment activities, recommend risk mitigation strategies and escalate issues / concerns to senior management.
* Engage with Business and Due Diligence partners to communicate risk issues related to investment products.
* Perform Investments-related deep dives and produce ad hoc reports as needed
* Contribute to team projects, including investments data analysis and visualization, and risk reporting
* Represent Risk in working groups and/or meetings and review key risk issues, as appropriate
* Continuously learn about industry-specific investment issues, trends, and best practices to maintain and enhance our review of business activities in investing.
* Work across different risk functions, including the controls team and policy governance team to ensure documentation related to investment risk strategies are in line with firm wide initiatives, as well as audit and regulatory compliant.
* Can handle many different tasks and demonstrate a willingness to take on responsibilities that might lay outside your area of expertise
Required qualifications, capabilities, and skills
* Bachelor's degree or equivalent in Finance or similar fields.
* 5+ years experience in Financial Services
* Excellent communication skills with the ability to articulate complex concepts effectively
* Experience with investment produc...
....Read more...
Type: Permanent Location: New York, US-NY
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:04
-
Unleash your expertise in product development and optimization by leveraging user research, analyzing metrics, and collaborating across one of the world's most innovative financial organizations.
As a Senior Product Associate in Claims and Disputes, you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact, supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings.
Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success.
Job responsibilities
* Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
* Considers and plans for upstream and downstream implications of new product features on the overall product experience
* Supports the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers
* Analyzes, tracks, and evaluates product metrics including work to time, cost, and quality targets across the product development life cycle
* Writes the requirements, epics, and user stories to support product development
* Analyzes contact volumes and customer journey/friction points across a variety of channels to drive product feature prioritization
* Refines strategies and solutions to enhance self-service utilization and reduce customer contact volume
Required qualifications, capabilities, and skills
* 2+ years of experience or equivalent expertise in product management or a relevant domain area
* Proficient knowledge of the product development life cycle activities including discovery and requirements definition, and strong use of planning and strategy tools such as Jira Align and Agile
* Excellent written, visual, and verbal communication skills
* Rigorous, logical thinker with ability to identify and articulate rationale, assumptions, and risks
* Developing knowledge of data analytics and data literacy
* Direct experience in check fraud prevention and management
* Proficient in using collaboration platforms such as Confluence and SharePoint to drive project documentation and team alignment
Preferred qualifications, capabilities, and skills
* Experienced in leveraging SQL and SAS for efficient data extraction and analysis, enabling actionable insights and informed business strategies
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products.
Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do.
We also help small businesses, nonprofits and c...
....Read more...
Type: Permanent Location: Columbus, US-OH
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:03
-
Real Estate Americas is part of J.P.
Morgan Private Markets in Asset Management.
With over $67 billion in AUM, the Real Estate Americas team is one of the largest managers of open-end real estate funds.
The team has been managing real estate investments on behalf of our clients for 60+ years, during which time we have established ourselves as a market leader.
The team comprises 230 real estate professionals across six markets in the U.S.
and manages over 500 clients globally across various real estate strategies spanning the risk spectrum and capital stack.
Job Summary
As the Executive Director, Investment Specialist on the Real Estate Americas client strategy team, you will focus on raising assets and increasing market share for our real estate products through the Private Wealth channel.
Within this role, you will be a leading member of the real estate wealth team, responsible for expanding Real Estate Americas assets by partnering with JP Morgan US Funds business and the JP Morgan Private Bank.
The Private Wealth Alternatives market in the U.S.
is rapidly growing, representing a $2 trillion opportunity for J.P.
Morgan Asset Management (JPMAM).
Job Responsibilities
* Collaborate with internal sales channels to proactively position our real estate solutions through RIA's and our broker-dealer partners.
* Develop and implement a comprehensive sales strategy that aligns with the platform's objectives, driving both growth and competitive positioning.
* Work collaboratively with internal partners to position our real estate solutions, focusing on consistency, efficiency, and timely delivery of materials and reports.
* Maintain a comprehensive understanding of the real estate industry, markets, and trends to effectively translate insights into client responses and materials.
* Keep abreast of the competitor landscape, providing insights and messaging to best position our strategies.
* Assist in strategic projects that support the platform's growth, fostering collaboration and innovation.
* Ensure all investor communications and materials comply with regulatory requirements and industry standards.
Required Qualifications, Capabilities, and Skills
* 8+ years of experience in positioning investment products/alternatives in the wealth channel with a strong background in real estate investment.
* Extensive background and definable success in working with financial intermediaries in the wealth channels.
* Strong relationship building skills applicable to external clients, internal colleagues within Real Estate and across JPMorgan.
* Excellent presentation skills which enable the delivery of concise and persuasive new business presentations and investment reviews.
* Experience in working through internal partners to deliver results.
* Ability to incorporate current economic forecast information provided by other professionals within the organization plus ability to seek out and integrate...
....Read more...
Type: Permanent Location: New York, US-NY
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:02
-
Join the Commercial & Investment Bank Finance & Business Management (F&BM) team as a strategic, analytical, and energetic professional supporting the Client Onboarding & Documentation business.
This high-impact role ensures senior management has visibility into major initiatives, business metrics, financials, and data insights to achieve strategic objectives.
Collaborate with senior Finance leaders and key partners across Product, Operations, Transformation, Business Management, and Data & Analytics teams to drive effective execution.
As a CO&D Business Manager covering AI for Ops & Transformation within the Investment Bank, you will partner with senior leaders to develop business cases, conduct portfolio analyses, and provide data-driven insights for high-profile transformation efforts.
Your role involves designing management reporting, creating executive presentations, and collaborating across teams to drive optimization and strategic decision-making.
Job Responsibilities:
* Partner with senior leaders to develop product investment business cases and KPIs for transformation efforts.
* Utilize large and complex datasets to conduct portfolio analyses and drive investment opportunities.
* Analyze and monitor operational throughput to identify efficiency opportunities.
* Provide quantitative and qualitative analysis to support optimization decisions.
* Assess KPI trends and create impactful analysis to assist in developing business strategy.
* Lead data-driven analyses to provide transparency and enable decision-making.
* Structure complex problems into simple, easy-to-understand frameworks.
* Design management reporting packages to communicate business results transparently.
* Create executive-level presentations using PowerPoint PitchPro+.
* Communicate directly and effectively with all levels of the organization.
* Collaborate and partner with peers across business and staff areas to achieve goals.
Required Qualifications, Capabilities, and Skills:
* Bachelor's degree.
* Minimum 5 years of experience in financial data analysis and storytelling.
* Strong PowerPoint, Excel, and Word skills.
* Ability to work collaboratively and develop strong partnerships at multiple levels.
* Strong presentation skills and ability to communicate initiatives effectively.
* Strong verbal and written communication skills.
* Ability to produce results in a fast-paced environment.
* Ability to interpret and present complex data.
* Strong attention to detail and solid work ethic.
* Highly motivated, proactive attitude, with a passion to learn and an inquisitive personality.
* Excellent problem-solving, critical thinking skills, and ability to work independently as a mature, organized team player.
Preferred Qualifications, Capabilities, and Skills:
* Experience achieving goals without direct control over all resources.
* Experience developing st...
....Read more...
Type: Permanent Location: Jersey City, US-NJ
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:02
-
Are you ready to shape the future of technology at a global financial leader? Join us and make a real impact by building advanced cloud platforms that power data-driven decision making.
At JPMorgan Chase, you'll collaborate with top talent, leverage cutting-edge tools, and help deliver solutions that transform how we work.
This is your chance to push boundaries, grow your expertise, and be part of a team that values innovation and continuous learning.
Discover a career adventure where your ideas matter and your skills drive change.
As a Senior Lead Software Engineer - Cloud Platform in the Corporate AI and Machine Learning Data Platforms Team, you will play a key role in designing and delivering secure, high-quality technology solutions that support our data and analytics strategy.
You'll work with us to develop cloud-based products, enhance productivity, and enable responsible innovation across the firm.
Together, we'll harness the power of artificial intelligence and machine learning to create new opportunities and drive business success.
You'll have the chance to collaborate, lead, and grow in a dynamic, inclusive environment.
Job Responsibilities
* Design and develop creative software solutions for cloud-based platforms
* Build, review, and debug secure, high-quality production code
* Drive decisions that shape product design, application functionality, and technical operations
* Lead evaluation sessions with vendors, startups, and internal teams to assess architectural designs and technical fit
* Collaborate with development teams to deliver scalable, secure cloud applications
* Stay current with cloud technology advancements and recommend new tools and approaches
* Implement automation and continuous delivery methods to streamline development
* Optimize cloud infrastructure for performance, security, and cost efficiency
* Ensure application resiliency and security through best practices
* Tackle design and functionality challenges independently
* Support the firm's business objectives through innovative technology solutions
Required Qualifications, Capabilities, and Skills
* Formal training or certification in software engineering concepts
* At least 5 years of hands-on software engineering experience
* Experience with cloud computing platforms such as AWS, Azure, or Google Cloud Platform
* Advanced proficiency in at least one programming language
* Expertise in containerization and Kubernetes
* Proficiency in automation and continuous delivery methods
* Experience with cloud infrastructure provisioning tools (Terraform, Pulumi, Crossplane, CloudFormation)
* Advanced understanding of agile methodologies including CI/CD, application resiliency, and security
* Demonstrated proficiency in technical processes within cloud, AI, ML, or mobile disciplines
* Ability to independently solve design and functionality problems
* Strong col...
....Read more...
Type: Permanent Location: Jersey City, US-NJ
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:01
-
Job Description
Join the Finance Data & Insights Team, to play a key role in driving the transformation in how we report and analyze financial information across Consumer and Community Banking (CCB).
As a Data Domain Architect Vice President in the CCB Finance Data & Insights Team, you will be primarily directed towards driving the data and functional requirements to support the evolution of the consumer deposit product infrastructure (initial Deposit 2.0 implementation) ensuring seamless integration with CARI.
The CARI product delivers quality data and analysis to measure financial performance at the deposit account level and by various segmentations.
In addition, you may work on other ad hoc analyses as well as other efforts to modernize the reporting processes for Consumer Bank Finance stakeholders.
Job Responsibilities
* Partner with our business stakeholders to understand reporting requirements and functional needs to determine required data.
Work with Deposit 2.0 and Corporate Finance product owners to define requirements and data flow.
Manage delivery with the CARI Lead and our Technology partners.
* Translate business requirements into prototype solutions for new/enhancement requests and implement with appropriate quality and control standards and sustainable operating model.
This includes developing a data model and working with our Data Owner and CARI data lead.
* Lead or partner with the relevant Business Intelligence teams to develop and implement standard reporting solutions in support of Consumer Banking Finance partners.
Includes Tableau dashboards, ThoughtSpot worksheets/live boards, and Essbase cubes.
* Partner with our business stakeholders to understand their current sources of reporting, to identify any data gaps in CARI, drive resolution of those gaps, and subsequent adoption of the CARI data.
Lead design of data products to meet business objectives.
The over-arching goal is a single source of truth for key metrics and financial results.
Required qualifications, capabilities and skills
* 10+ years of total experience within MIS, Business Intelligence, and/or Analytics roles
* Strong proficiency in data analysis tools and software - Must be proficient in SQL query writing and Excel advanced functions
* Exposure to one or more Business Intelligence toolsets and database platforms: AWS, Databricks or Snowflake and Tableau or ThoughtSpot
* Ability to manage multiple projects and prioritize complex work to drive results
* Ability to translate business requirements into data requirements that can be clearly understood by the product team and the ability to explain technical issues in a way business users understand
* Highly motivated, self-directed
* Ability to work in a fast-paced, dynamic environment with constantly evolving priorities
* Strong analytical and problem-solving skills with proven ability to interpret and analyze data, identify anomalies, determine ro...
....Read more...
Type: Permanent Location: Wilmington, US-DE
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:00
-
At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood.
We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service.
Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences.
You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
Job Responsibilities
* Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
* Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
* Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
* Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
* Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
Required Qualifications, Capabilities, and Skills
* Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
* Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
* Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
* Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
* Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
* Ability to quickly and accurately learn products, services, and procedures.
* Client service experience or comparable experience.
* High school diploma or GED equivalent.
* Bilingual English and Spanish required
Preferred Qualifications, Capabilities, and Skills
* Strong desire and ability to influence, educate, and connect customers to tec...
....Read more...
Type: Permanent Location: Indianapolis, US-IN
Salary / Rate: Not Specified
Posted: 2026-03-19 08:10:00
-
We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first-class experience to clients within J.P.
Morgan's U.S.
Private Bank.
If you have an entrepreneurial mindset and are looking to constantly challenge yourself, J.P.
Morgan is the place for you.
You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level.
As a Private Banker in the U.S.
Private Bank, you are responsible for advising families on building, preserving and managing their wealth.
You will use your knowledge of investments, financial planning, credit and banking to both advise current clients on all aspects of their balance sheet and generate new client acquisition.
You will be part of a local team and supported by an institutional platform that has the resources, specialists and intellectual capital to help you advise clients on achieving their desired goals.
Job Responsibilities
* Manage and maintain relationships with clients by earning trust, thoroughly understanding client needs, providing targeted advice, developing thoughtful solutions and delivering an exceptional client experience
* Generate business results and acquire new assets, both from existing client base and new client acquisition
* Advise clients on their overall balance sheet, including asset allocation, investment management, wealth planning, credit and banking needs
* Partner with internal specialists to provide interdisciplinary expertise to clients when needed
* Connect your clients across all lines of business of J.P.
Morgan Chase & Co.
* Ensure that proposed solutions fulfill clients' needs and objectives in the short, medium and long term through a holistic goals based planning approach
* Strictly adhere to all risk and control policies, regulatory guidelines and security measures
Required Qualifications, Capabilities, and Skills
* At least six plus years of work experience in Private Banking or Financial Services
* Bachelor's Degree required
* Series 7, 66 and Insurance licenses required for position; unlicensed candidates considered, but required to obtain licenses within 90 days of start date
* Proven sales success and strong business acumen
* Strong community presence with an established network
* Experience or demonstrated understanding of investments, wealth planning, credit and banking concepts
* Focuses on the client experience and works tirelessly on the client's behalf
Preferred Qualifications, Capabilities, and Skills
* MBA, JD, CFA, or CFP preferred
* Proactive, takes initiative, and uses critical thinking to solve problems
* Dynamic and credible professional who communicates with clarity and has exceptional presentation skills
* Demonstrates strong organizational skills and applies a disciplined and organized app...
....Read more...
Type: Permanent Location: Garden City, US-NY
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:59
-
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* The role of theSupport Analyst is to support the business and information technology processes within the company's healthcare ecosystem, and to document system processes.
* Adhere to and comprehend US Renal Care's HIPAA and HITECH regulations.
* Actively promotes GUEST customer service standards; develops effective relationships at all levels of the organization.
* Promote US Renal Care's IT initiatives through documentation and communication.
* Participates in team concepts and promote a team effort; performs duties in accordance with company policies and procedures.
* Regular and reliable attendance is required for the job.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:59
-
\n
WHAT YOU WILL DO
We are seeking a purpose-driven team member dedicated to providing quality care to patients in a safe and professional environment.
The Patient Care Technician Trainee (PCT Trainee) will be in training to learn how to provide direct patient care under the supervision of the Registered Nurse.
The PCT Trainee will learn how to perform the hemodialysis treatment according to Satellite and the local center's policies and procedures.
The care that will be taught will include taking and monitoring patient vital signs, performing blood tests, documenting appropriate patient information, preparing and monitoring dialysis equipment, and cleaning equipment.
\n
WHAT WE EXPECT OF YOU
\n
You will play a vital role to ensure that we deliver on our Mission to make life better for those with kidney disease and our Vision to be unsurpassed in our individualized experience, our quality, and our compassion.
You approach your work with an indisputable sense of greater purpose.
Lastly, you are high energy, seek out opportunities to improve the environment for patients and staff, you are goal-oriented, and gain deep satisfaction from building relationships.
\n
WHAT YOU WILL GAIN
Relationships: You will work directly with a multi-disciplinary team that is as passionate as you in making a difference in others' lives.
You will become a servant leader, bringing up your team to provide care that is unsurpassed by others in our industry.
\n
Impact: You will set the tone that enables our patients to live a better life and address their needs holistically.
You will make a difference for our patients so that they do dialysis to live instead of living for dialysis.
Growth: You will have formal and informal opportunities for professional growth in a supportive environment.
You will become a subject-matter expert and have a wide range of opportunities for career advancement.
\n
MINIMUM QUALIFICATIONS
\n
Experience : One (1) year of medical experience preferred
\n
Education : High School Diploma, G.E.D.
certificate, or equivalent
\n
License/Certification :
\n
\n
* Current CPR certification\n
* BONENT/NNCC/NNCO certification is required within 18 months from the hire date.\n
* CDPH CHT certification (for CA locations only) is required within 18 months from the hire date\n
\n
\n
#SHLLC
\n
....Read more...
Type: Permanent Location: Austin, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:58
-
USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce.
We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization.
SUMMARY
The Finance Intern will use education and experience to support key company initiatives while gaining valuable experience and knowledge during the internship period.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Perform data analysis, generate reports, and develop recommendations for process improvements.
* Deliver exceptional outcomes in support of key company initiatives.
* Provide support to the finance and operations team with tasks such as creating reports, analysing data, and developing process improvements.
* Assist in data requirements documentation.
* Intern will participate in activities to enhance connection to the company as a whole and encourage personal growth.
* Creates and publishes periodic reports, as well as necessary ad hoc reports.
* Follow HIPAA guidelines and Privacy standards.
* Ability to work independently and manage responsibilities.
* Actively promotes GUEST customer service standards; develops effective relationships at all levels of the organization.
* Participates in team concepts and promote a team effort; performs duties in accordance with company policies and procedures.
* Regular and reliable attendance is required for the job.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:56
-
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Understand Current Applications in the Ecosystem and assist Senior Developers in Business Functionalities Development.
* Research various Development & Automation IT Tools available in marketplace and provide SWOT analysis to the Architecture team.
* Participate in Database Design Sessions and generate Business Flow and Entity Relationship diagrams.
* Learn Web Application Development Standards and implement them in current Ecosystem.
* Understand and actively participate in Scrum Methodology of Software Development.
* Assist with Troubleshooting issues and resolve Defects reported by Business Users.
* Strong work ethic and attention to detail with ability to work well in teams.
* Regular and reliable attendance is required for the job.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:56
-
SUMMARY
As a member of the Information Security team, the Cybersecurity Analyst intern is responsible for supporting SecOps efforts to protect the company from intrusions, malware, threat actors, and other forms of cyber attacks.
The cybersecurity analyst intern will also be involved in supporting efforts to automate, integrate, and aggregate the data and systems needed to optimize and accelerate analysis.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Researches emerging threats and vulnerabilities to aid in the identification of network incidents, and supports the creation of new architecture, policies, standards, and guidance to address them
* Provides incident response support, including mitigating actions to contain activity and facilitating forensics analysis when necessary
* Supports the creation of business continuity/disaster recovery plans, to include conducting disaster recovery tests, publishing test results, and making changes necessary to address deficiencies
* Conducts network monitoring and intrusion detection analysis using various computer network defense (CND) tools, such as intrusion detection/prevention systems (IDS/IPS), firewalls, host-based security system (HBSS), etc.
* Reviews alerts and data from sensors and documents formal, technical incident reports
* Tests new computers, software, switch hardware and routers before implementation to ensure security
* Conducts log-based and endpoint-based threat detection to detect and protect against threats coming from multiple sources
* Deploys cloud-centric detection to detect threats related to cloud environments and services used by the organization
* Correlates activity across assets (endpoint, network, apps) and environments (on-premises, cloud) to identify patterns of anomalous activity
* Reviews alerts and data from sensors, and documents formal, technical incident reports
* Works with threat intelligence and/or threat-hunting teams
* Researches emerging threats and vulnerabilities to aid in the identification of incidents
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:52
-
SUMMARY
As a Business Analyst Intern you will engage across all functions of the company, including corporate and clinical functions, with emphasis on design, development, and implementation of process and technology solutions.
In this position, you will have the opportunity to partner with business leaders to analyze, scope, and prioritize business opportunities.
The Business Analyst will guide business partners to solve problems, effectively communicate recommendations, and deliver solutions.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Drive process analysis, redesign, and improvement across business and IT initiatives.
* Deliver quantitative analysis that will yield critical answers to the question at hand (data will often be sourced through observations, tests, interviews, custom data pulls).
* Manage the delivery of timely root cause analysis, opportunity identification, and recommendations.
* Partner across the organization to design solutions, document business requirements, develop test and implementation plans, drive results, and resolve issues as necessary.
* Use superior analytical skills and logic to prepare material and presentations for the business in a way that adds value, is easily understood by others who may not have the same background or expertise, and improves the knowledge and adoption of the solution.
* Actively promotes GUEST customer service standards; develop effective relationships at all levels of the organization.
* Participates in team concepts and promote a team effort; performs duties in accordance with company policies and procedures.
* Regular and reliable attendance is required for the job.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:52
-
SUMMARY
The Enterprise Architecture Intern will support the Enterprise Architect in the development of the IT architectural vision and roadmap to deliver against organizational objectives.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Support the development and implementation of tactical plans to implement cybersecurity capabilities designed to improve the security posture of the company.
* Support the development of best practices and frameworks for architecture definition, sizing, solution options analysis, UI/UX design, etc.
* Partner with the Enterprise Architect to establish domain-specific reference models for business and technology capabilities for use in strategic planning and analysis.
* Participate in cross-functional discussions within the IT organization to develop an understanding of delivery and operational processes.
* Actively promote GUEST customer service standards; develop effective relationships at all levels of the organization.
* Participate in team concepts and promote a team effort; perform duties in accordance with company policies and procedures.
* Regular and reliable attendance is required for the job.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:51
-
SUMMARY
As a Data Analytics Intern you will engage across all functions of the company, including corporate and clinical functions.
Responsibilities will include aggregating data sets utilizing a combination of software, SQL and Alteryx, and building custom visualizations within Tableau.
In this position, you will apply critical thinking to ensure data integrity and quality control is applied to each data set and have the opportunity to present your analysis and products to internal customers.
Additionally, this is a great opportunity to work with a dynamic and collaborative team.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
* Assist analysts and supervisors in data aggregation.
Prepare data through use of SQL and Alteryx for optimal performance in Tableau Reporting.
Assist with tableau visualizations and fine-tuning.
* Participates in team concepts and promotes a team effort; performs duties in accordance with company policies and procedures.
* Attend various stakeholder meetings and take notes and help with follow-up.
* Assist in data requirements documentation.
* Intern will participate in activities to enhance connection to the company as a whole and encourage personal growth.
* Creates and publishes periodic reports, as well as necessary ad hoc reports.
* Ability to work independently and manage responsibilities.
* Thrive in a fast-paced and collaborative environment.
* Regular and reliable attendance is required for the job in addition to professional and excellent communication.
* Follow HIPAA guidelines and Privacy standards.
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:49
-
USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce.
We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization.
SUMMARY
The Director, Education Innovation is responsible for leading the development and execution of educational strategies and programs that advance healthcare delivery through innovative learning practices.
This senior leadership role ensures healthcare professionals have the skills, knowledge, and tools to meet the evolving needs of the dialysis industry.
The ideal candidate will bring expertise in healthcare education, clinical training, and professional development, with a strong track record of integrating innovative technologies into nursing and medical learning.
Essential Duties and Responsibilities include the following.
Other duties and tasks may be assigned.
Strategic Leadership in Healthcare Education:
* Develop and manage the vision and strategy for innovative educational programs aligned with organizational and clinical goals.
* Identify emerging trends in healthcare education (e.g., simulation-based learning, telemedicine, artificial intelligence) and integrate them into organizational development initiatives.
* Lead the design and implementation of new frameworks, curricula, and training programs for healthcare providers.
Innovation in Healthcare Learning Technologies:
* Leverage advanced technologies to enhance retention and build comprehensive learning experiences.
* Implement cutting-edge platforms (e.g., VR, e-learning, mobile learning) to improve clinical training.
* Pilot and scale innovative technologies to increase accessibility, engagement, and knowledge retention
Collaboration and Stakeholder Engagement
* Collaborate with clinical and operational leaders, educators, and technology partners to drive educational innovation.
* Partner with internal departments (Clinical, Operations, HR, IT) to align programs with organizational objectives.
* Build and maintain strong relationships with interdisciplinary care teams to assess needs and launch impactful programs.
Program Management and Implementation
* Lead educational innovation projects from concept through delivery, ensuring timely completion within budget.
* Integrate innovative learning strategies into existing professional development and continuing education programs.
* Oversee the development and delivery of clinical application training activities across corporate offices, remote facilities, staff, and physicians.
Data-Driven Impact Evaluation
* Apply analytics and learner feedback to assess program effectiveness and guide continuous improvement.
* Track competency development outcomes and ensure compliance with accreditation standards.
Thought Leadership and Advocacy
* Stay current with bes...
....Read more...
Type: Permanent Location: Plano, US-TX
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:46
-
USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce.
We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization.
* A Home Therapy nurse trains home hemo or peritoneal dialysis patients in-center and sometimes in the patient's home.
* We Will Train - In-center hemodialysis, critical care, and home health are great backgrounds.
* Work Schedule - Monday through Friday, 8am to 5pm; Modified schedules are possible based on patient caseload at the facility.
* Competitive on-call pay when placed in on-call rotation.
* Holidays - Home Training Nurses rarely work on a holiday.
* We lead the industry in clinical quality improvement, delivering amongst the best patient outcomes in the U.S.
as measured by the CMS ESRD Quality Incentive Program.
* We remain an industry leader in home dialysis with 17% of dialysis treatments delivered in our patients' homes.
The Home Therapy Registered Nurse, as qualified by federal and state regulations, provides patient training and ongoing support for all patients choosing a home dialysis modality.
This position is accountable for providing quality care to all patients and is committed to delivering superior customer service in all internal and external interactions.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.
Other duties and tasks may be assigned.
* Knowledge of and comply with federal, state, local laws and regulations, including health care professionals practice act requirements as they pertain to home dialysis program and patient care requirements.
* Train patient (and/or care partner) in the practice of self-care Peritoneal Dialysis or Hemodialysis upon meeting federal and state regulations governing Registered Nurse qualifications.
* Conduct home visits to assess the patient's home environment per policy; initially and minimally annually thereafter.
Routinely evaluate patient performance and assess the home environment more frequently as needed to improve care.
* Communicate results of patient assessment, reassessment, and ongoing monitoring to the physician, team members, and others as appropriate to the individual needs of the patient.
* Document all nursing services in the Electronic Medical Record including but not limited to training sessions, routine and non-routine in-person interactions, and phone conversations.
Documentation should accurately reflect the patient status and nursing interventions and be written to ensure continuity of care.
* Participate in infection control monitoring, implementation, and recording as requested.
* Be familiar with emergency equipment and all emergency operational procedures.
Communicate and regularly review Emergency Preparedness procedures with all home patients, including but not limited to emergency disc...
....Read more...
Type: Permanent Location: Gallup, US-NM
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:46
-
USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce.
We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization.
* A Home Therapy nurse trains home hemo or peritoneal dialysis patients in-center and sometimes in the patient's home.
* We Will Train - In-center hemodialysis, critical care, and home health are great backgrounds.
* Work Schedule - Monday through Friday, 8am to 5pm; Modified schedules are possible based on patient caseload at the facility.
* Competitive on-call pay when placed in on-call rotation.
* Holidays - Home Training Nurses rarely work on a holiday.
* We lead the industry in clinical quality improvement, delivering amongst the best patient outcomes in the U.S.
as measured by the CMS ESRD Quality Incentive Program.
* We remain an industry leader in home dialysis with 17% of dialysis treatments delivered in our patients' homes.
The Home Therapy Registered Nurse, as qualified by federal and state regulations, provides patient training and ongoing support for all patients choosing a home dialysis modality.
This position is accountable for providing quality care to all patients and is committed to delivering superior customer service in all internal and external interactions.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.
Other duties and tasks may be assigned.
* Knowledge of and comply with federal, state, local laws and regulations, including health care professionals practice act requirements as they pertain to home dialysis program and patient care requirements.
* Train patient (and/or care partner) in the practice of self-care Peritoneal Dialysis or Hemodialysis upon meeting federal and state regulations governing Registered Nurse qualifications.
* Conduct home visits to assess the patient's home environment per policy; initially and minimally annually thereafter.
Routinely evaluate patient performance and assess the home environment more frequently as needed to improve care.
* Communicate results of patient assessment, reassessment, and ongoing monitoring to the physician, team members, and others as appropriate to the individual needs of the patient.
* Document all nursing services in the Electronic Medical Record including but not limited to training sessions, routine and non-routine in-person interactions, and phone conversations.
Documentation should accurately reflect the patient status and nursing interventions and be written to ensure continuity of care.
* Participate in infection control monitoring, implementation, and recording as requested.
* Be familiar with emergency equipment and all emergency operational procedures.
Communicate and regularly review Emergency Preparedness procedures with all home patients, including but not limited to emergency disc...
....Read more...
Type: Permanent Location: Villa Park, US-IL
Salary / Rate: Not Specified
Posted: 2026-03-19 08:09:45