Sales & Service Associate III

Key Responsibilities / Essential Functions
• Attracts and retains customer relationships by delivering customer service both in person and by phone, identifying customer needs and suggesting appropriate products and services to solidify and enhance relationships.
• Serves as primary customer contact for transaction processing, new account opening and account maintenance requests.
• Handles transactions at the teller line and moves to a lobby workstation for customer conversations and new account opening, creating a central location for the customer’s financial needs.
• Receives checks and cash for deposits to accounts, verifies amounts, examines checks for proper endorsement, enters deposits into computer records, and places holds on accounts for uncollected funds.
• Performs other functions as assigned to the Sales and Service Associate and Sales and Service Associate II positions.
• Provides a complete range of customer services including wire transfers, explains bank product and service features and benefits, gathers customer information to set up new consumer and business accounts, and processes updates or to provide maintenance on existing accounts.
• Serves as an IRA specialist for opening new IRAs, processing contributions and distributions.
• Participates in retail sales, service and product training meetings, branch huddles, and other meetings as scheduled, and assists and facilitates branch adherence to operations and audits.
• Directly promotes and offers solutions for all retail bank products and services, including checking, savings, money market, certificates of deposit, debit card, online/mobile banking, and consumer loans, including HELOC loans.
• Promotes and introduces other financial institution products and services to customers and makes appropriate referrals, including mortgage referrals, investment services, and treasury management services.

Job Requirements
Education:
• High school diploma or equivalent required.

Required:
• 5+ years of public contact or sales experience.
• Experience in SSA position or equivalent at another financial institution.
• Above average PC and technology skills, and ability to use applicable software and operation branch automation systems.
• Familiarity with all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act.
• Thorough knowledge of the Teller system and all applicable system applications, basic and complex consumer account opening and maintenance activities, all transaction processing functions performed at teller window, and processing wire transfers.
• Sales/Service skills - knowledge of bank products and services, sufficient to identify and fill customer and prospect needs, conduct sales/service dialogue with customers and prospects both in-person and by phone, and/or refer quality business.
• Stay abreast of all changes in policies and proce...