Mortgage Originator - Worcester

Rockland Trust is seeking a Mortgage Originator to join the team in Worcester, MA.

Rockland Trust is currently seeking talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships to serve as a source of referrals for new mortgage lending opportunities.

Our Loan Officers are encouraged to participate in business related development opportunities, professional organizations, and community efforts to promote home ownership.

Relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.

Primary Responsibilities:


* Meet customers within the office, at Branch locations and in locations at the convenience of the customer.


* Interview applicants and assess their lending needs.


* Explain how mortgage/loan products work and how the product will benefit the applicant’s needs.


* Understand compliance issues including the timelines of mortgage loan processing.


* Communicate effectively with customers, realtors, loan origination department and loan processing department.


* Provide prompt and courteous service to all internal and external customers.

Required Skills:


* A thorough understanding of underwriting criteria and guidelines


* Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


* Working knowledge of standard loan products and underwriting guidelines


* Ability to educate borrowers on loan products and process


* Ability to quickly understand new information and its impact on current and future problem-solving and decision-making


* Strong relationship building skills


* Strong computer skills and experience utilizing laptop technology


* Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not  limited to successful completion of the required background checks and  obtaining a Unique Identifier from the NMLS


* Must be able to work flexible hours and be willing to travel

Rockland Trust will provide you with incomparable tools together with a well thought out and successful business plan designed to help you grow with the bank.

These include:


* Open territories within our corporate footprint and potential bank branch assignments.


* State of the art origination, product search/pricing and database management software


* A guarantee to close your loan within 30 days


* Proprietary paperless LOA System allows Sales, Secondary and Operations on one web based system, connected to the CRM database


* Point of Sale pricing authority granted to each Loan Originator.


* Field access to both DU and LP decision tools.


* Rockland Trust is dedicated to offering every program available and will continue to search and obtain any program that our Loan Officers need to succeed.


* Offer a number of FTHB programs inclu...