Personal Banker

Location: Sioux Falls, SD
Shift: M-F from 8:00am-5:00pm including 1 Saturday per month
Job Schedule: Full-time
Company: First PREMIER Bank

About the Role
Assist Retail Bankers and Managers with sales and servicing activities.

Provide support to all areas of the Branch, including lobby assistance.

To sell and originate personal loan and deposit accounts.

Job Duties and Responsibilities


* Encompasses all duties in the Associate, Personal Banking I and II description.
+ Open deposit accounts, renew Certificates of Deposit and originate Easy Access lines of credit.
+ Emphasis on the on-boarding process to cross sell products and services at account opening.
+ Cross - Sell additional Bank services and refer prospects to Personal Bankers and other departments within the bank.
+ Open, close, and maintain safe deposit boxes.
+ Perform consumer loan processing tasks; obtain financial information for consumer loan applications and gather other supporting financial information.
+ Complete service events to update customer information.
+ Handle customer inquiries for information and assist with resolving fraud, disputes etc.
+ Assist and support any call program activities.
+ Understand all regulatory expectations and changes as they relate to bank deposits and lending.
+ Prepare loan documents, board loans, process disbursements, ensure all regulatory concerns are addressed, prepare and send completed loan file to Loan Servicing.
+ Notarize documents.
+ Perform other receptionist duties as needed; professionally administer telephone calls, greet and direct bank customers and visitors.
+ Independently prepare / complete, review and take action on weekly, bi-weekly and monthly reports as needed.
+ Maintain full understanding of bank products and their value/benefit to customers need.
+ Thorough understanding of account and loan opening platforms and other applications within the core system.
+ Participate in community events creating brand awareness.
+ Meet goals as assigned, keeping personal and branch objectives in mind.
+ Provide quality customer service with accuracy, efficiency and confidentiality.
+ Able to successfully handle higher approval authority.
+ Able to underwrite small, non-complicated loans to include:
o Complete detailed applications
o Understand credit bureau
o Complete underwriting
o Decision the loan, upsell and cross sell other products
o Execute loan documents and close
o Knowledge of IRA’s.
o Able to process and service business loan requests
o Possess thorough knowledge of real estate procedures, underwriting and processing.
o Assist in training of new PBA’s
+ Expand existing rela...